After all, with tighter regulation and tight capital, high interest rates and high limits mean high risk, but investors should also be careful not to put money in one basket. Economist lynde hull explained that the benefits of capital in different periods of time would be interest. According to linde hull, interest in a specific period and the difference between the expected consumption is savings (during the period of the growth of capital), and returns the sum of consumption and savings are given period of time. The essence of the plan is to identify the objectives and the ways and means to achieve them. Therefore, how to move towards the established goal and achieve the organizational goal, the plan is undoubtedly the standard of all behaviors in the management activities. It directs people in different Spaces, time and positions to achieve their goals in an orderly fashion around a general goal. If there is no planning instruction, the manager will be shown as aimless aimlessness, and the manager will be shown as the policy decision to make decisions and make decisions. The result must be the chaos of organizational order, and the result of a lot of work. In a modern society, it can be said that almost every undertaking, every organization, and even every person's activities cannot have no blueprint. , BMO capital markets of U.S. rates strategy director Ian Lygen is described: "we believe that prices change due to interest rate debt investors don't want to stand in front of a sell-off on the eve of the end of catch a falling knife." Think the dissipative structure theory, the negative entropy is to maintain and develop dissipative structure in the process of ordering "power", only the negative entropy flow to the system input, to offset the internal entropy, generated by the block system to the direction of a disorderly change, in order to maintain and develop ordering movement of the system. Obviously, this view only looks at the ordering process of dissipative structure from the perspective of pure "energy exchange". However, the nature of the material in addition to the energy the most basic characteristics, but also has many other features, such as physical properties, chemical properties and biological characteristic, social characteristic, the information characteristics, the material properties of the energy as long as the organization and cooperate well, can be used to promote the human survival and development, to maintain and develop human ordering, played the same energy orderization and objectively, and can according to the main body of the objective need of ordering energy converted into a number of standards, the dissipative structure of the ordering process is not only determined by the energy exchange, must also be by "material exchange" and "information exchange". It can be seen that some non-energy forms of the generalized preordering energy can be attached to the ordering energy and indirectly affect the preordering degree of the dissipative structure. Cave although not directly provide food for animals, for example, energy, but it can be for animals from the cold in winter, make animals reduce body heat loss, and reduce the disease incidence and mortality of animals, the objective effect and reduce the loss of food energy, improve the body of food energy use efficiency. Obviously, these not energy in the form of "ordering energy" from the objective effect does play a orderization and energy is exactly the same effect, also can promote the development of the dissipative structure ordering, plays an alternative on features, compensation, strengthen, catalytic, extension, ordering the role of energy, is a kind of indirect power energy. On the basis of "dissipative structure theory", the concept of unified axiology is put forward.