Point six: look at the use of borrowing. The borrower's borrowing use must be clearly understood, applicable to the business turnover, the decoration shop and so on. So investors should pay close attention to the borrowers' borrowing and repayment methods. Based on the above two kinds of comparison and analysis of the concept of earnings, reveals the inadequacy of accounting earnings, i.e., the accounting income does not take into account inflation, the production gains, goodwill to improve the impact of changes and their value, and can be found on only the pursuit of reliability, and can be measured, which affect the enterprise's profit ability and continuous operation ability. Accounting, since the 1950 s began to pay attention to absorb the income concept of some reasonable kernel of economics, the concept of modern accounting theory of income in the income concept of economics. Just as it's done traditionally, you are able to prepare printed Christmas lyrics sheets and hand them in the market to you and your guests. Then you are able to all go close to the piano to sing the songs individually. That is, obviously, if you have a piano. If not, then it is possible to undertake it inside most convenient and modern way, via your computer and PowerPoint. All you have to do is to download Christmas music online, specifically those karaoke audio files, and listen to it. With great stereo sounds along with a handful of microphones, you and your guests will certainly enjoy Christmas Eve. When IHS Markit produced a euro-area purchasing managers index of 58, more than most economists had forecast, it was at its highest level since February 2011. Any score above 50 indicates growth. Washington-based lender of last resort, says despite recent progress, Britain may still be in the absence of a deal out of the European Union, and commercial real estate prices and financial market risk of the credit crunch.