After last month's call for management, Multiyork, a furniture chain, is closing, and the folded grocery wholesaler Palmer&Harvey has nearly 3,000 jobs. Insurance companies have withdrawn or reduced the credit insurance of retailers, including Poundland and Maplin, that could affect the delivery of inventory. Point five: look at the repayment risk. Reimbursement risk fee, is that when investors corresponding borrower overdue list creditor's rights or bad debts, so risk fee reimbursement amount of account can be used to repay the principal and interest first, this will let next fall risk level, safety coefficient is relatively high, so it is more important, investors when the choice must be made sure. First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. According to Jerome McCarthy, "basic marketing" : a market is a group of potential customers with the same needs; They are willing to trade the goods or services offered by the seller in exchange for something of value, which is the way to meet the demand. Market is the inevitable product of the division of labor and the development of commodity economy. At the same time, the market also promotes the social division of labor and the further development of commodity economy during its development and expansion. The market through information feedback directly affects the production of people, how much production, and the market time, product sales status, etc.; Middle link commodity economy development process, supply and sale, the parties to provide production, supply and sale parties exchange places and other exchange, exchange time, to realize the commodity producers, operators and consumers their own economic interests. Dave Rosenberg, chief economist at Gluskin Sheff, said there was no real breakthrough in the bond market, and that current interest rate yields did not significantly break the mean and median levels since 2009.