The accounting income follows the historical cost principle and the matching principle, which is conducive to the objective reflection of the business management responsibility of the enterprise management authorities. But, due to the historical cost principle inherent defects, especially according to the present value of revenue and expenses by historical cost line, makes the calculation of accounting earnings lack of inner logical unity, and the matching principle is difficult to carry out, so that the book value of assets can not reflect its real value, cost cannot be fully compensated. And the economic benefit is measured in the current value, which reflects the actual value of the asset, which is beneficial to the full compensation of the cost. 2. The factory system period Emotional checking account is divided into two: The emotional deposits along with the withdrawals. Emotional deposits means learning the person, being kind and forgiving, and being true to your word. Emotional withdrawal alternatively could be the complete opposite of everything I pointed out; being disrespectful, rude and hold grudges, with no commitment in any respect. (3) monetary benefits -- increase the monetary value of assets. There are both measurable and unquantifiable benefits in these three different forms of income. Among them: mental income is too strong to measure, monetary gain is easy to measure because of the static concept of value change. Economists, therefore, focus only on actual earnings. Money supply is determined by the central bank of exogenous variables, the demand for money depends on the liquidity preference of people, when people's liquidity preference to enhance tend to increase the money hold, so rates are determined by the liquidity preference in joint decision currency demand and currency supply; Loanable ZiJinLun combines the first two interest rate determinism, that interest rate is determined by the supply and demand of loanable funds, including the total savings and new bank money supply and demand including the total investment and new currency demand, interest rate decision depends on common commodity market and money market equilibrium