Yu 'ebao, the world's largest money fund, took only four years to achieve the equivalent of 10 years of development, with a maximum annual yield approaching 7%. But in its rapid development, there have also been a big wave of backwater, the most severe, from March 2015 to September 2016, the yield was down from 4.4 percent to about 2.4 percent. That being said, among the collateral damage was the 'retirement dream' of the hopeful baby boomers. The government could not afford to keep their promises of the these folks were supposedly entitled for. So that some of them were postponing their retirement plans and even contemplating of returning to the mainstream in the workforce. But job competition is very stiff considering the massive laid-off as a result from the meltdown thus, the potential retiree were left disillusioned and confused. Poorly engineered activities confuse strong competitiveness with overt aggression. This should 't be the intention of team development activities. A cohesive team that may work successfully together doesn't need aggression to attain its goals. Such activities may be demeaning to people who're often made to compete with a level that is certainly largely meaningless inside the place of work. The essence of economic value is human labor in the process of human economic products and relations. The value of the use value of creating products and the labor value of creating production relationship. The value concept in "das kapital" refers to exchange value, which is the essence of capital relations. Can't be replaced by local value