There are many types of plans that can be classified according to different criteria. The main classification criteria are: importance of plan, time limit, clarity and abstraction. However, according to these classification criteria, the type of plan obtained is not independent of each other, but is closely related. For example, short - term and long-term plans, strategic plans and job plans, etc. Analysts are vehemently arguing that a sharp rise in the yield curve is a sign of a major shift in sentiment, or a temporary jolt from a position adjustment. Earlier this year, the average five-year Treasury note paid 1.67 percentage points, compared with 2.02 percent today. Money supply is determined by the central bank of exogenous variables, the demand for money depends on the liquidity preference of people, when people's liquidity preference to enhance tend to increase the money hold, so rates are determined by the liquidity preference in joint decision currency demand and currency supply; Loanable ZiJinLun combines the first two interest rate determinism, that interest rate is determined by the supply and demand of loanable funds, including the total savings and new bank money supply and demand including the total investment and new currency demand, interest rate decision depends on common commodity market and money market equilibrium