The savings rate in January has fallen to historic lows since last August's cut in bank interest rates. But even so, the average gain was 0.14 percentage points, to 4.74 percentage points, Moneyfacts said. Powerful and smart key logger software programs are safe, reliable and value effective application which quickly monitors all unauthorized/external users’ activities and generates report in encrypted log files that may be sent at pre defined email address or upload at html page using FTP server setting. Key logger software is suitable for different version of Windows systems including Windows XP, Windows Vista, Windows 2000, and Windows 7 etc for monitoring internet activity details performed on your own laptop. Reuters quoted societe generale (601166, shares) head of U.S. rates strategy Subadra Rajappa, said over the past few sessions, is the tax factors driving bond yields and higher risk assets. And strong economic data usually drag down the bond market.