According to this model, the interest rate decision depends on the supply of savings and investment needs, money supply, money demand, four factors, cause a change in the saving investment, money supply and demand factors will affect the level of interest rates. This theory is characterized by general equilibrium analysis. The response to multilayered values is rational. Rational (including abstract thinking with image thinking) is higher animals, are now known to have intelligent human only) on the basis of intellectual responses, to the further development of it by means of language, text or image will intellectual formed by various basic concept and basic image fixed in the form of the second signal system in the brain, and within the brain to be more complex, the deeper, longer series "sex", "rigid instinct", "elastic instinct" and "intellectual" and other forms of reaction. Among them, the cognition of the relation between the basic concepts forms the abstract thinking, and the person's understanding of the relation between the basic images forms the image thinking. Rationality is human to the second signal system of "reflection" type of reaction activity, it can find out the basic concept and basic image, more general internal relation and essence difference between to discover things between the movement of more general and more abstract and change rule. For example, people form "water" and "to..." through the practice of production and life. To ", "low" and "flow", the concept of nouns, prepositions, adjectives, verbs, between these concepts through a certain form of conditioned reflex established a mutual connection, thus obtained the "water flows downwards" such a logic rules.Advertisement 304/5000 A large bank of about 0.15 percentage points increased the prices they offered, but the challenger bank still had the best buy watches. Yu 'ebao, the world's largest money fund, took only four years to achieve the equivalent of 10 years of development, with a maximum annual yield approaching 7%. But in its rapid development, there have also been a big wave of backwater, the most severe, from March 2015 to September 2016, the yield was down from 4.4 percent to about 2.4 percent.