Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. So now that it is the end of the year, it is a good time to reflect on what we have done to achieve these goals. Block chain can create a world in which all requirements were met, everyone can express their own points of view, we can take meaningful global cooperation, can benefit through different experience. Time factor a transaction's expected time is a question worth considering. The international monetary fund cut its growth forecast for the UK to 1.6 per cent this year from 1.7 per cent in October and is expected to grow by 1.5 per cent in 2018. As we work hard to earn a fantastic living and pay our charges, additionally, there are crooks who generate a living by robbing from unsuspecting victims. Thus, we should instead always be on guard from such individuals by securing our personal data and making sure that they may not be extracted from us and employed for crooks' advantages Gasoline is the largest oil product consumed in the United States last year, according to the U.S. energy information administration (EIA). Last year, gasoline consumption averaged about 9.3 million barrels a day (391 million gallons) a day, a record high, about 47 percent of U.S. oil consumption.