Cretelli denied that foreclosures are imminent but he admitted that many of the units were being returned for the lenders via 'negotiated resolutions and settlements'. Speaking to The Des Moines Register he explained, 'It's a continuous type process, but I think the reality is that we have started to resolution voluntarily with everybody, and, it's going to be better for all parties concerned, 's what it amounts to'. Competition refers to the economic subject in order to maintain and expand their own interests and take all sorts of behavior, the behavior of self-protection and expansion efforts in product quality, price and service advantages, varieties, etc. There is no ambiguity in the objective of the concrete plan. For example, business sales managers intend to increase sales by 15 percent over the next six months, and he will formulate specific procedures, budget plans, and schedule schedules, which is the concrete plan. Guideline plans only some general guidelines and action principle, favors the actors free disposition, it points out that the key but don't limit actors on the specific target or specific action plan. For example, a specific plan to increase sales may require a 15 per cent increase in sales over the next six months, while a guidance plan may limit sales by 12 to 16 per cent over the next six months. Compared with the guidance plan, the concrete plan is easier to carry out, assess and control, but lacks the flexibility, and its requirements for clarity and predictability are often difficult to satisfy. To avoid huge core technology in the form with the original electronic chemical materials business competition, the company also announced the proposed wholly owned subsidiary of zhejiang KaiSheng fluorine chemical 100% equity and zhejiang borui electronic science and technology of 100% equity as a target for public stock transfer, the listed price is RMB 940 million. And originally borui company and responsible for implementing the 2016 KaiSheng non-public stock high purity electronic gas project (phase 1, 2), and fluoride special gas project will be sold with borui company equity transfer at the same time, the company will the three offering investment project has been used and the rest of the fund-raising (through borui back after the company equity transfer and interest) added $1.09 billion permanent JuHua stock liquidity. Car stylists dress up cars as human beings. For example: the eyes of the car - headlights; Mouth -- air intake; Lung - air filter; Blood vessels -- oil roads; A circuit of nerves; A heart engine; Stomach - tank; Feet -- tires; Muscle - mechanical part. Try to inject a cold machine into life, make it have extraordinary artistic charm, give a person with aesthetic feeling. Automobile body form in the development process mainly experienced horse model automobile, box car, beetle type automobile, boat type automobile, fish type automobile, wedge car. Interest rate The response to multifactor values is rigid. Rigid instinct (also called the unconditioned reflex) refers to several different tropism in a certain direction organically to form a complete reflex arc reaction mode, it is congenital formation of lower animals, to determine the external stimulation produced by the reaction of the relatively fixed form. Rigid instincts are organisms after a long period of natural selection, gradually formed the low passively adapt to the environment of a kind of way of life, it is born, determined by the genetic factors, to appear without the need for training the day after tomorrow. For example, mechanical stimulation of the coelenterates and arthropods; The newborn's grip reflex, sucking reflex and adult knee jerk reflex, scratching reflex, etc. Instinct is the development form of tropism, rigidity of compound stimuli from a specific things comprehensive response, it makes the organism and the external environment to produce a higher level of coherence, formation of more advanced orderly structure. Anyway, rigid instinct is lower biological things outside of the value of multiple factors is the primary way of ordering reaction, is on the tropism, extension, and the synthesis, make tropism has more purposeful, tropism is get distillation.