But in the wake of the global financial crisis, the risks of monetary and fiscal policy have been highlighted and central Banks have been given additional responsibilities. Deciding whether or not to rescue a particular financial institution, whether it guarantees system stability or other reasons, has obvious consequences for individual investors. There are many types of plans that can be classified according to different criteria. The main classification criteria are: importance of plan, time limit, clarity and abstraction. However, according to these classification criteria, the type of plan obtained is not independent of each other, but is closely related. For example, short - term and long-term plans, strategic plans and job plans, etc. Under the conditions of open economy, the scale of international capital flows is huge, which greatly exceeds international trade volume, indicating the great development of financial globalization. The impact of interest-rate differentials on exchange rate movements is more important than in the past. When a country tightening credit, interest rates will rise, character formed in the international market interest rate difference, will cause the short-term funds internationally mobile, capital generally always is flowing from countries with low interest rates to countries with high interest rates. The foundation said some agency workers earned a bonus to compensate in part for the loss of pension contributions, with interim managers and senior social care staff topping the list of those workers who command high wages. (3) monetary benefits -- increase the monetary value of assets. There are both measurable and unquantifiable benefits in these three different forms of income. Among them: mental income is too strong to measure, monetary gain is easy to measure because of the static concept of value change. Economists, therefore, focus only on actual earnings. Time factor a transaction's expected time is a question worth considering. The German car market sold 3,697,290 new vehicles in 2011, down 1.9% from 2010, according to data released by the federal motor vehicle transport authority and the German automobile manufacturers association. The passenger car sold 3,173,634 vehicles, down 2.8%. In the context of the European debt crisis and the overall shrinking of the European market, the German car market has performed more smoothly than many expected in 2014. Compared with other developed countries in Europe, car sales in Germany are trending lower