We have been using internet banking for quiet sometimes now. Even though there was internet banking security breach occasions, however the percentage is quite small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people plus they know how to protect their computer from malware and hacker which has the possibility to get rid of into their internet banking account. Profit is not only the same in quality, but also the essence of profit. Profit is the form of corporate profit, and is also equal in quantity. The difference in profit is that for variable capital, profit is for all costs. Once earnings into profits, therefore, the origin of profits and material production is made it is a reflection of the "(" the complete works of Marx and Engels in volume 25, page 56), and thus has the various forms of money. In capitalist society, the essence of profit is: it is the product of capital, it has nothing to do with labor. According to the travelling expenses data, in mid-december in zhejiang market price of R22 / everything/R410a 1.53/2.57/36500 yuan/ton, respectively, from early September at the bottom of the periodic rebounded 20% / 38% / 46% respectively, the downstream demand off-season, but the price of raw material hydrofluoric acid, chloride methane due to higher environmental factors superposition enterprise starts ascending space limited (according to the travelling expenses, effective device industry starts. Seventy percent), refrigerant price off-season does not light. Moreover, the average price of r22/r22/r134a/R410a has increased by 68%/32%/103%, respectively, from 2016Q4. Compared with the raw material spread, we have been able to calculate the company's overall profitability. The savings rate in January has fallen to historic lows since last August's cut in bank interest rates.