In finance, investing means buying securities or other financial or paper assets. Valuation is a way to estimate the price of a potential investment. The types of investments include real estate, securities investment, gold, foreign currency, insurance or bonds or stamps. These investments may then provide future cash flows that may increase or decrease their value. The investment in the stock market is carried out by securities investors. Marvin Loh, senior fixed income strategist at BNY Mellon, Savers can earn more than 40 points from the one-year top bond, compared with the beginning of the year. In January Atom Bank, a mobile phone provider, paid 1.95 PCS for 1.4 PCS. An open market enables enterprises to compete and cooperate with each other on a larger scale and at a higher level to promote economic development. Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest. JuHua shares announcement to United Nations integrated circuit industry investment fund (hereinafter referred to as "funds"), and other joint venture set up in the giant core technology co., LTD. (hereinafter referred to as "the giant core technology"). The company has registered capital of 1 billion yuan, with a total of 390 million yuan invested by the company and the large fund, with a 39 percent stake in each other, and a 22 percent stake in other investors. Point five: look at the repayment risk. Reimbursement risk fee, is that when investors corresponding borrower overdue list creditor's rights or bad debts, so risk fee reimbursement amount of account can be used to repay the principal and interest first, this will let next fall risk level, safety coefficient is relatively high, so it is more important, investors when the choice must be made sure. We should improve the market supervision system of administrative law enforcement, industry self-discipline, public opinion supervision and mass participation.