Of course, for ordinary people, the yield is 3.9% or 4%, not much. But for yu 'e bao, which has 1.56 trillion yuan, the difference is significant. So now that it is the end of the year, it is a good time to reflect on what we have done to achieve these goals. Block chain can create a world in which all requirements were met, everyone can express their own points of view, we can take meaningful global cooperation, can benefit through different experience. Money supply is determined by the central bank of exogenous variables, the demand for money depends on the liquidity preference of people, when people's liquidity preference to enhance tend to increase the money hold, so rates are determined by the liquidity preference in joint decision currency demand and currency supply; Loanable ZiJinLun combines the first two interest rate determinism, that interest rate is determined by the supply and demand of loanable funds, including the total savings and new bank money supply and demand including the total investment and new currency demand, interest rate decision depends on common commodity market and money market equilibrium Workers in the category for caring, leisure and other service occupations earn £218 more on average than equivalent full-time members of staff, while temporary managers and directors enjoy a £2,477 pay boost compared to full-timers. But even at its lowest point, interest rates were just 0.18 percentage points higher, not a quarter-point rise in interest rates. What the central bank can do to prevent the threat to its independence becomes more transparent. They can announce the votes of individual board members on all matters related to the policy and publish the minutes without delay. They can hold more press conferences and be less trite in explaining their policies. They can avoid debate on issues far from their task. They can admit that politicians have a right to determine the central bank's mission objectives.