Maintain a "buy" rating Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. Just as it's done traditionally, you are able to prepare printed Christmas lyrics sheets and hand them in the market to you and your guests. Then you are able to all go close to the piano to sing the songs individually. That is, obviously, if you have a piano. If not, then it is possible to undertake it inside most convenient and modern way, via your computer and PowerPoint. All you have to do is to download Christmas music online, specifically those karaoke audio files, and listen to it. With great stereo sounds along with a handful of microphones, you and your guests will certainly enjoy Christmas Eve. Under the theoretical framework of the theory, the theory of commodity market equilibrium and the monetary market equilibrium of Keynesian theory are unified. Marx's theory of interest rate decisions from the perspective of the source and essence of interest, taking into account the institutional factors in the role of interest rate decisions of interest theory, its theoretical core is the interest rate is determined by the average profit margin. Marx believed that under capitalism, interest is a part of profit and a form of conversion of surplus value. However, today we are not getting a ton of real effective exercise programs developed by true fitness experts (such as physiotherapists, exercise physiologists, and physical therapists). These type of fitness experts have intimate familiarity with the human body's anatomy and function. Most of the personal trainers with this country aren't as well informed since you may think they may be. So what do you do when a fitness instructor (Marv Marinovich) and doctor (Edythe M. Heus) gather and develop a workout program? You get ProBodX!!!