According to the adb's report, the global trade finance gap was as high as $1.5 trillion in 2016, while Asia accounted for 40 per cent of the gap. What the company wants to do is make up for the gap in trade finance by means of financial technology. Interest rate, in the form of expression, refers to the ratio of the amount of interest to the total amount of borrowed capital in a certain period of time. [1] the interest rate is the interest level per unit time of the unit currency, indicating the interest rate. Economists have been looking for a theory that can fully explain the structure and change of interest rates. Interest rates are usually controlled by the central bank of the country and administered by the federal reserve board in the United States. Today, interest rates are one of the important tools for macroeconomic regulation. If you are unemployed and also you need a loan mod so that your family in their home, it's not just you. In the United States unemployment is rising and the entire country is feeling the consequences. You are fearful of foreclosure. There are options available to you. Since unemployment is unquestionably a common occurrence, the Home Affordable Program strongly encourages banks to work with homeowners. Citi Bank India offers Internet banking plan to customers having Citibank account. Their online service allows their clients to handle funds and other activities such as online bill payments, alerts, viewing account activities, online money transfer and receiving of online statements. Existing customers can login with user ID and password. New customers should create account number, ATM/Debit Card Number and ATM PIN. Economist lynde hull explained that the benefits of capital in different periods of time would be interest. According to linde hull, interest in a specific period and the difference between the expected consumption is savings (during the period of the growth of capital), and returns the sum of consumption and savings are given period of time. Activity-based costing (ABC) is an efficient management technique for assigning and governing the overhead costs. Overhead expense analysis and assignment can be produced more accurate through the use of ABC processes for a wide range of products, for product expenses and profitability analysis as well as for appropriate distribution and control over the overheads.