A CBI survey of 109 companies this month found that online sales of black Friday and cyber Monday were "unremarkable". Overnight, the benchmark 10-year Treasury note fell 8/32, yielding 2.480%, its highest level in nine months. It even hit 2.5 per cent on Wednesday. The plan should also be linked to capital management in addition to the analysis of market objectives Well, as it or not, the financial landscape has changed dramatically. Now inside your, banks must adopt more proactive deposit management methods, acknowledging it is quite crucial to include deposit structure risk in the institution's long-term risk management strategies. The truth is that a bank cannot effectively manage its risks if it's not evaluating all choices in the efforts to correctly manage and price its deposit-products.