It's easy to figure out that businesses typically exploit human resources to acquire increasing profits. /Salary deduction, overwork without pay and refusal to award promotion are perceived as normal things in the majority of companies, which overly stretch the labor force at the expense of personnel loss. /The advertising agency provides the relevant example to clarify the point. The account executive is responsible for the communication between the clients and designer, who undertakes the critical duty. However, the persons on the position works overnight but get the minimum wage above the bottom line of society. Therefore, the rate of labor loss in advertising industry marks high notoriously. Overusing human resources definitely means the sacrifice of employee's loyalty. Rising out of your ashes in the banking collapse of 2008, alternative banking practices are actually available. And have been for quite a while. Well, I guess the banking community wants another chance to help us manage our money. Thanks to the Federal Reserve, it's as if they are getting that chance for some time to come. Because economists understand earnings as actual material wealth increase, accounting experts think the output value of more than the difference between the input value is profits, there is a contradiction and two kinds of income concept. The specific performance is: