(2) passenger car: a rectangular carriage, which is mainly used for vehicles carrying personnel (more than 9 persons) and their carry-on items The savings rate in January has fallen to historic lows since last August's cut in bank interest rates. Consumption is up 3.1 per cent, according to mastercard, but online retailers are experiencing the best performance of the sales growth, up 12 per cent year on year. Although the supermarket's busiest day is expected to be Friday, card operators have found that spending on groceries has fallen by 0.1% so far.