It said the regulations allow agency staff to forgo their right to equal pay with directly employed staff in return for a contract that offers pay between assignments, known as a “Swedish derogation” contract. It said these were “widely abused, as noted by the government commissioned Taylor Review of Modern Working Practises”. Philip Hammond has been trying to persuade conservatives that tax increases and spending cuts are needed to reduce the deficit. BIN or Bank Identification Number is 6-digit variety of a credit or debit card which is used learn the bank, that has issued a particular card. The first 6 digits of the credit, debit, gift or prepaid card constitute the BIN from the card. The number facilitates or validates any transaction, which you are going to make with that particular card. Along with the social network virtualization, the market is not necessarily true place and place, many of today's business is achieved through the computer network, China's largest e-commerce site, taobao is to provide the exchange of virtual market. Taobao, Asia's largest online retail business circle, is committed to creating the world's preferred online retail business, founded by alibaba group on May 10, 2003. Taobao now spans two large parts of C2C (consumer) and B2C (merchant to individual). As of 2008, there were more than 98 million registered users, with the majority of online shoppers in China, covering the vast majority of online shoppers in China. In 2008, the transaction volume was 999.6 billion yuan, accounting for 80% of the online shopping market.