On the other hand, the surge in yields makes interest rates look more attractive than in developed economies, a situation that has been rare since late 2010: Consumption is up 3.1 per cent, according to mastercard, but online retailers are experiencing the best performance of the sales growth, up 12 per cent year on year. Although the supermarket's busiest day is expected to be Friday, card operators have found that spending on groceries has fallen by 0.1% so far. Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest. Banks in USA are very different working schedule in comparison to India. In USA Monday through Friday is termed "Business day". This day of Monday is treated as the holiday and is particularly assumed as weekends long events. Rest purchasing in India containing holidays same works together with the USA. There are 10 US national 2010 bank holidays each and every year and so the banks work according them.