The optimal combination of benefits and risks is the best combination of benefits and risks. If the benefit is certain, the risk is minimized; We have your own theories to find out various phases of lives. Some get depressed even in the slightest of problems, some don?t even budge even at the biggest of crisis. Life should be treated being a gift always and should be given a fair chance. I am not a philosopher, neither am I a writer. I am simply a one who learns from my experiences and rehearse them in my everyday life to accomplish happiness and satisfaction in life. I just chanced upon a web link on the web that was published by Great Sun. The book is termed Super Life Secret Codes which is a take on life and how we need to treat every single day since it comes. It is a wonderfully written book which majorly consists of the authors personal life experiences and all sorts of the inferences are sucked from his life only. I was amazed with the simplicity of the book and in what way he's explained such complex things. The book uses very simple language which can be obvious to see and explains various situations that people all face in our life. The best thing about the novel Super Life Secret Codes is that it does not get preachy at any point of energy, that's a general trouble with a lot of the books on this genre. We have been using internet banking for quiet sometimes now. Even though there are internet banking security breach occasions, nevertheless the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they understand how to protect their computer from malware and hacker which has the possible to interrupt into their internet checking account.