The truth about foreclosures is That NO ONE wants one. You, the homeowner, obviously don't want to loose your own home to a foreclosure. The bank actually does not desire to foreclose. The bank will not have anything to gain by foreclosing on your own home. As a result of foreclosed the bank finds itself which has a home it does not want, a property it may ought to engage a "trash-out" plan to clean, a property it must sell. Even when the lending company does sell a foreclosed home it might loose funds on the sale of the home. About the only person who benefits from a foreclosure will be the "trash-out" service. How long has it been? Are you still in touch with each other...even if it's casually? If you are, then there's always a chance. There is a a few different tactics that one could try. You can apologize, maybe send flowers plus a card. If this upsets her or makes her mad then you will have to try and find something that will not offend her. The important thing to consider when being sued by charge card company or junk debt buyers is that if they don't have proof that could otherwise prove the debt is yours, they don't use a case. For junk debt buyers, you have luck since these agencies will not have the essential documents that will prove you have the debt, as being a signed contract between you and the original creditor, since these documents will never be released through the original creditor. Interest rate decisions on Thursday are expected to see the bank of England hold interest rates and provide the latest update on the economy since last month. 1. Industrial age