These managerial accounting questions relate to effective cost assignment and optimal spending budget tips for a company enterprise-the appropriate mix of costs management strategies that maximizes the return on investment and shareholders' wealth while minimizing the price tag on operations, simultaneously. It can be seen that shares and shares are the relationship between form and content and cannot be confused. In general, the banking sector is healthier. While some banks are struggling, many banks have experienced improvements in operations. The following outstanding banks are chosen as based on eight measures on financial health including net interest margin, return normally equity, nonperforming loans, and reserves as being a percentage of NPLs. In a broad sense, interest rates are not limited to bank interest itself, but also to bond markets, and even to share dividends, another way of stating dividends. In fact, in the United States, the proportion of direct financing is far greater than the indirect financing, corporate bonds, debt-financed and publicly traded shares is a very important means of financing, at this time all can use the concept of interest rates for analysis. Micron cfo Ernie Maddock says: Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest.