Banks in USA are very different working schedule in comparison to India. In USA Monday through Friday is termed "Business day". This day of Monday is treated as the holiday and is particularly assumed as weekends long events. Rest purchasing in India containing holidays same works together with the USA. There are 10 US national 2010 bank holidays each and every year and so the banks work according them. Under the theoretical framework of the theory, the theory of commodity market equilibrium and the monetary market equilibrium of Keynesian theory are unified. Marx's theory of interest rate decisions from the perspective of the source and essence of interest, taking into account the institutional factors in the role of interest rate decisions of interest theory, its theoretical core is the interest rate is determined by the average profit margin. Marx believed that under capitalism, interest is a part of profit and a form of conversion of surplus value. Currently, varied businesses are developing and booming on their own track. The idea that the priority of making profit precedes everything in businesses, has incited the reproach and criticism from the societies. As for me, I disagreed with this point of view as well, since the obsession on profits does damage to other things that a company request. Recently, the yield of celestica monetary fund balance treasure has attracted the attention of investors, since August, balance of treasure yields falling, so far, the balance of monthly average yield has fallen below 4%. So what are these three factors? They are Cost-Per-Click's (CPC's); which is the sum of money Google pays in the market to a publisher after their ads are clicked by way of a visitor. Click-Through-Rates (CTR's); which is a percentage figure showing frequent AdSense ads are clicked divided by the quantity of unique visitors passing by having a particular site and also the third essential factor is traffic levels. The market is the economic contact method which is the basic content of Commodity Exchange. Under the condition of commodity economy, the premise of exchange generation and existence is social division of labor and commodity production. Because of the social division of labor, the different producers, respectively, engaged in the production of different products, did not meet the needs of themselves and others and exchange their respective product, so that the general labor products into commodities, make the product production is transformed into commodity production. It is under this condition that the market for goods to be exchanged to meet the needs of different producers is born. Therefore, the market is the product of the division of labor and the exchange of goods under the conditions of commodity economy. The market and commodity economy have inalienable internal relation. ^ h h, however, interest rates are still significantly lower than in November 2015, when an average of 2.62 PC.