We have been using internet banking for quiet sometimes now. Even though there have been internet banking security breach occasions, but the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they also discover how to protect their computer from malware and hacker which includes the possible to destroy into their internet bank-account. "People say 'oh, those experts', but we're seeing what we call potential risks being rolled out. This is not what the experts say, this is what the economy is showing. " In this way, if the interest rate of a country is higher than that of other countries, it will attract a large amount of capital inflow, and the outflow of funds from the country will decrease, leading to the buying of this currency in the international market. At the same time, the capital account balance has been improved, and the currency exchange rate has been raised. On the other hand, if a country is loose credit, interest rates fell, if interest rates lower than in other countries, can cause large capital outflows, foreign capital inflows to reduce, the capital account balance of payments deteriorates, while selling the currency in foreign exchange market, caused the exchange rate to fall. Although a lot of people have taunted on her tall and skinny stature, but Ana Ward's figure is an advantage in the modeling world. In fact, the impossibly thin and freaky-looking girl has entered the Cycle 15 of America's Next Top Model. After defeating 22-year-old Chelsea Hersley for being the newest "Top Model", Ann said, “I\'m so honored at this time. All those testamonials are about being too tall or just being not normal”. The level of productivity of society determines the organizational form of social basic economic units. Enterprise is the result of the development of social productive forces to a certain level, which is the product of commodity production and exchange of goods.