Microsoft's Surface Pro, Surface Laptop, Surface Book and Surface Studio are the main products of Microsoft's Surface series, but there is a clear difference in the share of the devices. The Surface Pro products account for the highest share (79.9%), the Surface Book (7.5%), Surface Laptop (2.0%), and Surface Studio (0.2%). Two extremes can be envisaged. In an extreme case, each production is done by a single individual, such as a person making a car. In this way, the person is going to trade with a lot of intermediate goods suppliers, and also to trade with the demanders of their products. In this case, all transactions are conducted through the market in many individuals. In another extreme cases, all the production in the economy in a large enterprise, such as the complete car was produced in the enterprise interior, don't need to make any intermediate products trading market. Therefore, the same transaction can be conducted either through the organizational form of the market or through the organizational form of the enterprise. Companies exist, or companies and markets coexist, because some transactions cost less in the enterprise, while others cost less in the market. Generally speaking, the interest rate varies according to the term of measurement, indicating that the method has annual interest rate, monthly interest rate and daily interest rate. Micron has not seen the arrival of a plentiful supply, instead saying that DRAM and NAND demand changes are long-term and sustainable. That means other DRAM and NAND providers will have similar views in coming quarters. Rising out of your ashes in the banking collapse of 2008, alternative banking practices are actually available. And have been for quite a while. Well, I guess the banking community wants another chance to help us manage our money. Thanks to the Federal Reserve, it's as if they are getting that chance for some time to come. According to the adb's report, the global trade finance gap was as high as $1.5 trillion in 2016, while Asia accounted for 40 per cent of the gap. What the company wants to do is make up for the gap in trade finance by means of financial technology.