3. First sex. Plan is the premise of other management work, plan before and after action. We have been using internet banking for quiet sometimes now. Even though there have been internet banking security breach occasions, but the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they also discover how to protect their computer from malware and hacker which includes the possible to destroy into their internet bank-account. The independent of interest is of positive significance to show the active role of the fund users in the reproduction process. In the face of market failure, coase has given the opposite answer: external-utility problems can be solved by explicitly using the market, without government intervention. And zhang wuchang is more absolute, he said that there is no so-called external utility, there is only unclear property rights. Anyway, coase brought revolutionary innovation to market concepts. He made it clear that the key to the market was not the "price mechanism" of impersonal machinery, but the power of participants in economic activity. Do foreign exchange business plan has a lot of principles and rules, but if it comes down to the simplest elements, it is nothing but make a entry and exit the starting point for any deal, at the end of the deal is profitable. Once the starting point is established, the change in the price level can be attributed to rising, falling or maintaining the original state. A trading plan must draw up a blueprint for action to enter the actual trading market. Once the price level has occurred to any of the three changes mentioned above, the trader can make the decision to buy or sell according to the plan. This sharp reversal contrasts with the flattening of the previous yield curve.