Profits of socialism and capitalism have substaintial distinction, is it to create value for the society, in order to expand socialist reproduction and improve people's living conditions, is the socialist accumulation and the main source of social consumption funds, is to measure and evaluate enterprises an important indicator of economic activity. But 3D XPoint is not a strong growth area. First of all, it costs transaction cost for the manufacturer to purchase intermediate products in the market. It includes the cost of seeking suitable suppliers, signing contracts and supervising contract execution. If the manufacturer can produce some intermediate products within the enterprise itself, it can eliminate or reduce some transaction costs, and can better guarantee the quality of the products. Second, if the manufacturers need is a special type of specialized equipment, the supplier does not generally willing to specialize in only a buyer of the product of the investment and production, because this kind of proprietary investment risk is bigger. Therefore, vendors that need this specialized device need to solve the problem of specialized devices within the enterprise. In the end, the manufacturers hire employees with specialized skills, such as specialized product design, cost management, and quality control, and establish long-term contractual relationships with them. This can be more beneficial than buying the corresponding services from other vendors, thereby eliminating or reducing the corresponding transaction costs. Meet with difficulties, clothing retailers in October and November for coat and knitwear sales was blocked by the untimely warm weather, while the housing market slowdown means DIY furniture chain and tough times. Interest rate, in the form of expression, refers to the ratio of the amount of interest to the total amount of borrowed capital in a certain period of time. [1] the interest rate is the interest level per unit time of the unit currency, indicating the interest rate. Economists have been looking for a theory that can fully explain the structure and change of interest rates. Interest rates are usually controlled by the central bank of the country and administered by the federal reserve board in the United States. Today, interest rates are one of the important tools for macroeconomic regulation.