The determination of this ratio mainly depends on the supply and demand relationship between the two sides and the competition. In general, the interest rate falls when the supply exceeds demand. Interest rates rise when demand exceeds supply. In addition, law, habit and so on also have a larger role. Marx's theory is of guiding significance to explain the question of interest rate decision under socialized production. International Bank Transfers are often called global ACH. However, in fact, the actual term ACH, which means the Automated Clearing House network, is the term for electronic funds transfers only in the United States and Canada. But, functionality, international bank transfers are analogous to ACH. In management, the plan has a double meaning, one is the work plan, is refers to according to the analysis of external environment and internal conditions, put forward in the future a certain period of time to achieve organizational goals and achieve the goal of the solution way. Secondly, plan form, it is to point to in words and index within the organization of the form of expression and organization of different departments and different members of a certain period of time in the future about the management of the direction, content and way to arrange events. The API data also showed that us crude imports last week fell by 138,000 barrels/solstice7100,000 BPD. Washington-based lender of last resort, says despite recent progress, Britain may still be in the absence of a deal out of the European Union, and commercial real estate prices and financial market risk of the credit crunch.