Rising out of your ashes in the banking collapse of 2008, alternative banking practices are actually available. And have been for quite a while. Well, I guess the banking community wants another chance to help us manage our money. Thanks to the Federal Reserve, it's as if they are getting that chance for some time to come. Mehrotra said the additional rate for PC flash drives in 2017 is about 35 percent, and will increase to 75 percent by 2020. And "a lot of hard drives still need to be replaced by SSDS... Future self-driving vehicles are expected to be equipped with about 40GB of DRAM... This will also drive the use of NAND flash memory."