Flash memory and DRAM demand growth over the long term "Conceptual framework" published by the financial accounting standards board Savers can see "good products" from these emerging Banks next year, especially in the long-term fixed bond market, says Rachel Springall of Moneyfacts. Economist lynde hull explained that the benefits of capital in different periods of time would be interest. According to linde hull, interest in a specific period and the difference between the expected consumption is savings (during the period of the growth of capital), and returns the sum of consumption and savings are given period of time.