The market can indeed be described as a laissez-faire pricing mechanism. However, this price mechanism does not operate in a vacuum, and does not work effectively in any social system. The basic premise of the efficient operation of the price mechanism is the implicit assumption of Smith: to recognize individual "lusts" and to clear and protect individual property rights. Clear and guaranteed personal property is the basic premise of market existence. It is necessary to recognize the personal "lusts" and to ensure that individual property rights are supported by the corresponding institutions, which are not in our society. Commodity market refers to a fixed location, facilities, there are several operators admission management, tax respectively, the market management is responsible for the management, property management, centralized, publicly traded for tangible commodity trading places. This concept has three meanings: first, commodity market is a commodity trading place composed of transaction subject, transaction object, transaction carrier and other elements. Second, the commodity market is the place to provide services, which is a trading venue for producers and consumers to provide a certain quality of service. Third, the commodity market is the place to provide sensory experience. Therefore, commodity market is the product of commodity economy development to a certain stage. In a broad sense, interest rates are not limited to bank interest itself, but also to bond markets, and even to share dividends, another way of stating dividends. In fact, in the United States, the proportion of direct financing is far greater than the indirect financing, corporate bonds, debt-financed and publicly traded shares is a very important means of financing, at this time all can use the concept of interest rates for analysis.