In management, the plan has a double meaning, one is the work plan, is refers to according to the analysis of external environment and internal conditions, put forward in the future a certain period of time to achieve organizational goals and achieve the goal of the solution way. Secondly, plan form, it is to point to in words and index within the organization of the form of expression and organization of different departments and different members of a certain period of time in the future about the management of the direction, content and way to arrange events. The important thing to keep in mind when being sued by charge card company or junk debt buyers is that if they don't have proof that would otherwise prove how the debt is yours, they do not have a very case. For junk debt buyers, you're in luck since these agencies would not have the essential documents that would prove you have the debt, being a signed contract between you and the original creditor, because these documents aren't released with the original creditor. Any transaction can be seen as a contract between the two parties. The so-called transaction cost can be seen as the cost of the transaction contract. According to Mr Coase and others, a type of transaction costs arise from the accidental factors that occur when a deal is signed. These incidental factors may not be written into the contract due to the fact that they could not be foreseen in advance, or although they could be foreseen, they could not be written into the contract due to too many factors. Another type of transaction costs is the signing of contracts and the cost of monitoring and enforcing contracts. We should improve the market supervision system of administrative law enforcement, industry self-discipline, public opinion supervision and mass participation. Google just announced financial results for its fourth quarter that ended on December 31st 2013. According to its earnings report, the search giant's gross total consolidated revenue was $16.86 billion, a growth of 17% when compared to the same quarter this past year. Its segment revenue were only available in at $15.72 billion, a 22-percent jump year-on-year over 2012's numbers that have a revenue of $12.91 billion. The purpose of team improvement includes the encouragement of individual associates to cooperate together inside the team's workplace, interacting and integrating skills right into a united effort so that each individual's goal achievement is attached to the greater overall team goal achievement.