We have been using internet banking for quiet sometimes now. Even though there have been internet banking security breach occasions, but the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they also discover how to protect their computer from malware and hacker which includes the possible to destroy into their internet bank-account. (3) monetary benefits -- increase the monetary value of assets. There are both measurable and unquantifiable benefits in these three different forms of income. Among them: mental income is too strong to measure, monetary gain is easy to measure because of the static concept of value change. Economists, therefore, focus only on actual earnings. In the latest "near-term energy outlook," the U.S. energy information administration (EIA) said that in November, conventional gasoline retail prices in the United States averaged $2.56 a gallon, up about 6 cents a gallon on a month-on-month basis. The data initially showed that crude prices were rising. Meanwhile, the U.S. energy information administration (EIA) forecasts that conventional gasoline retail prices in the U.S. will hit $2.59 a gallon this month, up 34 cents a gallon from the previous year. The U.S. energy information agency expects the average U.S. retail price to be at $2.51 a gallon by 2018. From the total formula of capital, G- w-g, the surplus value is created in the process of direct production, which is also realized in the process of circulation. So, it seems to capitalist surplus value is the proliferation of all capital in advance, because (1) as for the cost of capital, in order to produce goods, he not only to advance capital to buy the Labour force, but also bought consumed in the process of production of a variety of means of production, these fees by capital purchase price as a factor of production to join the formation of the cost price; (2) in terms of the capital, capital purchased in advance of production and labor under the direction and supervision of the capitalists, in the process of production, play the function of the production of surplus value, not only the cost of capital is involved in the formation of the surplus value, and all the upfront capital as the material factors of production (including those not yet take fixed capital), in the whole process of production, to participate in the formation process of the surplus value, therefore, all the capital should be paid in advance. The residual value is not only the increase of the capital, but also the total capital increase. These are all distorted surface phenomena. In fact, the value of proliferation is just hired laborers in the process of production created the new value of the cost of living, the balance after deduct the labor price (wages), as the proliferation of alterable capital or hire workers free of charge for the rest of the product of Labour, is surplus value. The surplus value, as a product of the concept of total prepaid capital, is the transformation form of profit. Vivekanand International School is found on Street No. 4 in Vishwas Nagar in New Delhi. Vishwas Nagar is amongst the many colonies in Shahadra. Shahadra is an eastern suburb of Delhi. Sometimes people call the full trans-Yamuna region as Shaahdra. Vishwas Nagar is another relatively cleaner and great place to remain for middle to upper middle class families near Shahdra. The colony is found at just 1 km from Shahadara Metro Station. Vishwas Nagar is well-known due to the streets name that is well located.