(2) actual income -- the increase of material wealth; To make new clients more easy to use, our focus is to simplify the complexity of the application based on the block chain, to provide a pleasant user experience, attractive design and consumers to understand the language. Everyone likes the CryptoKitties, which can be traded and fed, representing the value of cryptocurrency. Read more The savings rate in January has fallen to historic lows since last August's cut in bank interest rates.