The level of productivity of society determines the organizational form of social basic economic units. Enterprise is the result of the development of social productive forces to a certain level, which is the product of commodity production and exchange of goods. Of course, in addition to the interest rate cut, yu 'ebao has also lowered the limit of personal accounts, from 1 million yuan to 250,000 yuan, to 100 thousand yuan. In recent days, it has been announced that yu 'ebao's one-day purchase quota will be adjusted to 20,000 yuan, all of which are aimed at reducing risks. Full market competition will make economic activity full of vigor and vitality.