The determination of this ratio mainly depends on the supply and demand relationship between the two sides and the competition. In general, the interest rate falls when the supply exceeds demand. Interest rates rise when demand exceeds supply. In addition, law, habit and so on also have a larger role. Marx's theory is of guiding significance to explain the question of interest rate decision under socialized production. In the late 20th century, in the context of China's reform and opening up and modernization, and the influx of new concepts in the field of information technology, the meaning of "enterprise" changed. On the one hand, a large number of "enterprises" have emerged in the non-planned economy. On the other hand, in some new concepts, the meaning is not limited to commercial or for-profit organizations, which are currently mainly derived from the translation of the word "enterprise" in English. Therefore, the word "enterprise" appears in public media in two ways: It is worth mentioning that Surface Pro is by far the most popular with users of Surface equipment, Surface Pro 4 proportion is as high as 39.7%, Surface Pro 3 also is as high as 21.7%, while older equipment Surface Pro/Pro 2 still has 5.6% and 3.7% of the users. On the Surface Book, however, the average user accounts for just 0.4 per cent of the market, except for the 7.5 per cent share of the first generation, which may be due to a short listing. Banks in USA vary working schedule than in India. In USA Monday through Friday is recognized as "Business day". This day of Monday is treated since the holiday which is assumed as weekends long events. Rest purchasing in India which includes holidays same works together with the USA. There are 10 US national 2010 bank holidays each year so the banks work according them.