At present, countries around the world is frequent use of interest rate leverage to implement macro-control, interest rate policy has become a central bank to control money supply and demand, and a major means of regulating economic, interest rate policy in the position in the central bank's monetary policy more and more important. Famous British economist hicks and others argue that the above theory did not consider the factor of income, and therefore unable to determine the level of interest rates, in 1937, and puts forward the is-lm model on the basis of general equilibrium theory. It establishes a theory of interest rates and income at the same time that the four factors of savings and investment, money supply and monetary demand interact. We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is very small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people and they also know how to protect their computer from malware and hacker which has the opportunity to interrupt inside their internet checking account. Well, the most recent trend within the dental industry and practices is usually to select locum tenens dentist. They are temporary dentists that appeal to certain requirements of the particular clinic limited to a few days and soon move over to a new clinic. This trend continues to be accepted in the field of medicine since a long time, however the trend has currently influenced the dental practice. One of the major factors behind the rapid expansion of this trend is the demand for dentists has increase along with the numbers of professionals usually are not sufficient to enough to focus on the requirements. As a result, just one individual creates a short lived basis in numerous clinics and chambers. Competition refers to the economic subject in order to maintain and expand their own interests and take all sorts of behavior, the behavior of self-protection and expansion efforts in product quality, price and service advantages, varieties, etc. With the development of p2p, many people in the market have been hurt. Many people in the market have begun to reject the p2p in particular, but they are also conflicted, and are afraid and rejected by the high yield. In fact, high-yielding p2p wealth management products are not from high risk, and they are not unreliable. However, after all, financial investment is risky. For investors, how to find safe and reliable channels to ensure their high yield is the most important issue.