According to the carrying capacity, there are minivans (under 1.8 tons), light trucks (1.8-6 tons), medium goods vehicles (6-14 tons) and heavy trucks (over 14 tons). An offshore bank could be registered like a shareholder or an individual corporation. The typical objectives of offshore banks are to optimize payments, to further improve tax planning activities, and avoid excessive regulations of banking activities. They also try and provide 100% fund safety, increase the performance with the investment, and supply asset protection. Ms lagarde said she recently to Britain and the European Union in the civil rights, Northern Ireland and financial settlement negotiations welcome Moneyfacts says the average instant access savings rate is only 0.07 percentage points higher.