This refers to the industrial handicraft industry from the feudal society to the early stage of capitalism. In the 16th century to the 17th century, some western countries of the feudal social system to the system of capitalism, capitalist primitive accumulation is accelerated, deprived of farmers' land on a large scale, make cottage industry collapse, sharply to capitalism works system transformation. Industrial handicraft industry is the embryonic form of enterprise. The response to multilayered values is rational. Rational (including abstract thinking with image thinking) is higher animals, are now known to have intelligent human only) on the basis of intellectual responses, to the further development of it by means of language, text or image will intellectual formed by various basic concept and basic image fixed in the form of the second signal system in the brain, and within the brain to be more complex, the deeper, longer series "sex", "rigid instinct", "elastic instinct" and "intellectual" and other forms of reaction. Among them, the cognition of the relation between the basic concepts forms the abstract thinking, and the person's understanding of the relation between the basic images forms the image thinking. Rationality is human to the second signal system of "reflection" type of reaction activity, it can find out the basic concept and basic image, more general internal relation and essence difference between to discover things between the movement of more general and more abstract and change rule. For example, people form "water" and "to..." through the practice of production and life. To ", "low" and "flow", the concept of nouns, prepositions, adjectives, verbs, between these concepts through a certain form of conditioned reflex established a mutual connection, thus obtained the "water flows downwards" such a logic rules.What happens next? Opportunities in 2018 First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. We have been using internet banking for quiet sometimes now. Even though there are internet banking security breach occasions, nevertheless the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they understand how to protect their computer from malware and hacker which has the possible to interrupt into their internet checking account. In general, the banking sector is healthier. While some banks are struggling, many banks have experienced improvements in operations. The following outstanding banks are chosen as based on eight measures on financial health including net interest margin, return normally equity, nonperforming loans, and reserves as being a percentage of NPLs.