^ h h, however, interest rates are still significantly lower than in November 2015, when an average of 2.62 PC. In 2017, we have seen: Citi Bank India offers Internet banking plan to customers having Citibank account. Their online service allows their clients to handle funds and other activities such as online bill payments, alerts, viewing account activities, online money transfer and receiving of online statements. Existing customers can login with user ID and password. New customers should create account number, ATM/Debit Card Number and ATM PIN. That being said, among the collateral damage was the 'retirement dream' of the hopeful baby boomers. The government could not afford to keep their promises of the these folks were supposedly entitled for. So that some of them were postponing their retirement plans and even contemplating of returning to the mainstream in the workforce. But job competition is very stiff considering the massive laid-off as a result from the meltdown thus, the potential retiree were left disillusioned and confused. We have been using internet banking for quiet sometimes now. Even though there have been internet banking security breach occasions, but the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they also discover how to protect their computer from malware and hacker which includes the possible to destroy into their internet bank-account.