Second, in the first half of this year, the bank's personal demand deposits and currency in circulation fell by more than 3 trillion yuan, and by the second half of this year, domestic bank deposit growth fell below 10%. In response to the year-end big test, the deposit rate has been raised accordingly. Some state-owned Banks have a one-year deposit rate of 1.75%, which is about 16.7% above the benchmark interest rate. Some state-owned Banks perform 1.5 percent of the benchmark interest rate. Originated in ancient human market trading place for a fixed period of time or place, after the urban growth and prosperity, live in the city of adjacent area farmers, craftsmen, artisans, will start to deal with each other and contribute to the economy of the city. Obvious, the best way to trade is in the city there is a centralized, as market, can let the people in the provision of goods and business services, convenient for people to find goods and business contacts. When a city's market becomes large and more open, the city's economic vitality is also relatively growing. Although miolo is doing well in China, tiloni also talks about his worries. He believed that the greatest advantage of the Brazilian wine is cost-effective, but compared with wine importing "zero tariff" neighboring Chile, Brazil wines in the Chinese market at present stage, there is no big advantage to speak of. "Our biggest problem right now is the price," he said. "our wine is very competitive when it comes out of the factory." But Chile and China have zero tariff agreements on wine trade, and we don't, which makes our products much more expensive in China. However, I believe that this problem will be solved and the demand for wine in the Chinese market is very high. I believe that the future development of Brazilian wine in China should be good. The enterprise culture is the soul of the enterprise, which is the inexhaustible driving force for the development of the enterprise. It contains very rich content, and its core is the spirit and values of the enterprise. The values here are not the cultural phenomena in enterprise management, but the values held by employees in enterprises or enterprises in the production and operation of commodities. First, choose a trading option. Trading options are eclectic, consulting, researching, or following acquaintances, all of which are ways to select specific trading items. Which method is better because of the difference between man and man. Of course, there are some basic references. For example, the method of trading selection should be based on theory. If some of the basic concepts contained in some method are unreasonable, then this method is undesirable. Second, trading options should tell traders to capture market signals. In the end, this approach should provide some sort of realistic approach to trading people out of trading, rather than cajole traders into doing some sort of trade with their capital.