Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided. We have your own theories to determine various phases of lives. Some get depressed even at the slightest of problems, some don?t even budge even on the biggest of crisis. Life should be treated like a gift always and should be given a fair chance. I am not a philosopher, neither am I a writer. I am just a individual who learns from my experiences and rehearse them inside my lifestyle to attain happiness and satisfaction in daily life. I just chanced upon a web link on the web that has been compiled by Great Sun. The book is termed Super Life Secret Codes and it's also a accept life and how we should treat each day because it comes. It is a wonderfully written book which majorly is made up of the authors personal life experiences and the inferences are drawn from his life only. I was amazed in the simplicity of the ebook and how he's explained such complex things. The book uses quite easy language that's clear to see and explains various situations that people all face in our life. The best thing about the ebook Super Life Secret Codes is that it does not get preachy at any point of your time, that's a general downside to a lot of the books on this genre. Canning's 1929 book, economics in accounting, cites the economist's view that asset values are determined by the present value of the future cash flows of assets. We’ve been determined to create a more productive conversation and shared vision for improving competitiveness through decarbonisation and energy efficiency – and to get people on all sides to understand one another and be ready to play their part. I want to express my thanks to the British Glass staff who have made this happen.”