The independent of interest is of positive significance to show the active role of the fund users in the reproduction process. In fact, currently not all monetary fund yields fell below 4%, there is also a part of the monetary fund yield is over 4%, according to the fund, according to data from the network every day until December 15, the top monetary fund, yield 5% or more. Some would say that the central bank's way of ensuring independence is to abandon macroprudential policies and micro-prudential policies and to take unconventional interventions in the securities market. But the crisis is an important lesson, macroeconomic and financial policies are closely connected, when the two tasks in the same institution, management by different commission, their coordination is the most effective. And because interest rates are low and uncertain, a crisis is coming, and unconventional policies will come back. There are also time factors. "As the market develops, we have the opportunity to sell our 3D XPoint to partner Intel." Followed by Edwards and bear published in his 1961 book "the theory of corporate earnings and measurement of the current operating profit is defined as the sales revenue more than the amount of current production and cost of sales, which can realize the cost savings is in this issue of asset price increases, which can realize the history of the cost savings are the pin commodity costs and the difference between the current purchase price; The realized capital gains are the amount of sales revenue greater than the historical cost when dealing with long-term assets. They argue that "these incremental sums provide investors with a reasonable starting point for measuring the scale of relative affluence and a detailed analysis of the company's operating results and comparable financial conditions". They stress that any full income analysis should take into account both realized and unrealized benefits and classify them by source. When are advantageous to occur, such as no record, will not only lead to current income can't reflect, but also can lead to later to sell assets to income and related costs to wrong ratio; Operating earnings and, on the other hand, the production gains is usually produced by different management decisions, and adopted different circulation form, therefore, make the same comment on both, will weaken the role of the income statement. Generally speaking, the interest rate varies according to the term of measurement, indicating that the method has annual interest rate, monthly interest rate and daily interest rate.