Julie Palmer, a retail expert at Begbies Traynor, said retailers faced a particularly disappointing deal in the weeks following the apparent success of "black Friday" at the end of November. Originated in ancient human market trading place for a fixed period of time or place, after the urban growth and prosperity, live in the city of adjacent area farmers, craftsmen, artisans, will start to deal with each other and contribute to the economy of the city. Obvious, the best way to trade is in the city there is a centralized, as market, can let the people in the provision of goods and business services, convenient for people to find goods and business contacts. When a city's market becomes large and more open, the city's economic vitality is also relatively growing. Inherent flaws in accounting earnings One of the popular features of online/Mobile banking is SMS banking services which are operated using both push and pull messages. Push messages are the types the bank chooses to send to a customer's cellphone without the customer initiating a obtain the knowledge. For example push messages may be either Mobile marketing messages or messages alerting an event which happens in the customer's banking account, like a withdrawal of funds from your ATM or possibly a payment while using the customer's credit card, etc. Money sent home by migrants constitutes the second largest financial inflow to many people developing countries, exceeding international aid. Estimates of remittances to developing countries differ from International Fund for Agricultural Development's. Remittances contribute to economic growth also to the livelihoods of folks worldwide.