We have been using internet banking for quiet sometimes now. Even though there have been internet banking security breach occasions, but the percentage is quite small. People has learned to be very careful and protecting themselves when you use internet banking. Internet banking users are smart people and they also discover how to protect their computer from malware and hacker which includes the possible to destroy into their internet bank-account. disappointing because of the best performance of the global economy since the financial crisis. The investment in securities is conducive to improving the operation and management of enterprises, improving the economic and social visibility of enterprises and promoting the rationalization of enterprises' behaviors. The savings rate in January has fallen to historic lows since last August's cut in bank interest rates.