But even at its lowest point, interest rates were just 0.18 percentage points higher, not a quarter-point rise in interest rates. We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is extremely small. People has learned to be very careful and protecting themselves when working with internet banking. Internet banking users are smart people and they discover how to protect their computer from malware and hacker containing the opportunity to interrupt within their internet bank-account. The ECB confirmed that it plans to slow its bond-buying efforts to 30 billion euros (22 billion pounds) by the end of September 2018, from January 2018. In many tries to define the term 'time'; we very often make use of the very word contained in the definition. Although time is definitely an ever-present concern of humans; this only clearly demonstrates the issue in formulating a clear precise and easily understood definition which we'll all universally agree and accept.