The research analysed five years’ trading connection between 1000 UK individuals split evenly into three age-based groups: 18-30, 30-50 and 50+, while using highest age being over 80. The five years ended in October 09 and so covered bull and bear markets, the banking collapse of 2008 and the volatile 2008/9 markets. A CBI survey of 109 companies this month found that online sales of black Friday and cyber Monday were "unremarkable". Famous British economist hicks and others argue that the above theory did not consider the factor of income, and therefore unable to determine the level of interest rates, in 1937, and puts forward the is-lm model on the basis of general equilibrium theory. It establishes a theory of interest rates and income at the same time that the four factors of savings and investment, money supply and monetary demand interact. Under the conditions of open economy, the scale of international capital flows is huge, which greatly exceeds international trade volume, indicating the great development of financial globalization. The impact of interest-rate differentials on exchange rate movements is more important than in the past. When a country tightening credit, interest rates will rise, character formed in the international market interest rate difference, will cause the short-term funds internationally mobile, capital generally always is flowing from countries with low interest rates to countries with high interest rates. Giant in the core technology to set up in zhejiang Quzhou City, mainly through the investment or acquisition electronic chemical materials realize the endogenous development of industry and through the integration of domestic and foreign excellent electronic materials enterprises implement denotation expansion. In the establishment of giant core technology help the company to seize electronic chemical material industry development opportunities and gather the development resources, accelerate the process of product localization and industry overtaking corners, and achieve the transformation and upgrading of the enterprise and the sustainable development, realize sustainable return on investment.