An open market enables enterprises to compete and cooperate with each other on a larger scale and at a higher level to promote economic development. The marxist theory holds that the profit under the capitalist system is the transformation form or phenomenon of surplus value, which manifests as the balance of commodity value over cost price. That is, the total amount of the proceeds of the sale of the goods by the capitalist exceeds the balance of his prepaid capital. Profit from a home variable capital purchase Labour created in the process of production of surplus value, also is the surplus labor hiring workers create surplus value, can change capital proliferation. But it is manifested in the phenomenon as the capital increase of capital of capital of capital. Point 3: look at the process. The trust process of p2p platform is not strict, including the borrower's identity review, professional evaluation investigation, comprehensive audit risk, mortgage notarization, etc. High yield p2p wealth management products, low threshold, high yield. For ordinary investors, today's good earnings are largely dependent on higher-yielding p2p wealth management products. As long as investors from the above six point survey, learn to avoid risk, prudent investment, can enjoy high yield.